With 43 million dog-owning families in the US, it’s not surprising that accidents occasionally happen. According to State Farm, they processed 3,670 insurance claims due to dog bites in 2012. While the bad news is the average incident costs $29,522, the good news is claims decreased 2.1 percent over 2011. Unfortunately, postal carriers are frequent targets. The USPS reported 5,879 dog bites on mail carriers in 2012, an increase over 2011.